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Defy Mortgage

Defy Mortgage is a non-traditional lending partner specializing in flexible mortgage solutions for borrowers who don't fit conventional lending criteria. They offer bank statement loans, DSCR loans, P&L statement loans, interest-only options, asset depletion loans, and foreign national loans. Perfect for self-employed traders and day traders who struggle to qualify with traditional lenders.

Products & Services

DSCR Loans

mortgage

Debt Service Coverage Ratio loans for real estate investors. No tax returns needed - qualification based on property cash flow.

  • No tax returns required
  • Based on property cash flow
  • Investment property focused
  • Fast pre-approval
Learn more

Non-QM Purchase & Refinance

mortgage

Non-qualified mortgage solutions for self-employed, freelancers, foreign nationals, and others who do not meet traditional lending criteria

  • Bank statement loans
  • Asset-based lending
  • Foreign national loans
  • Personalized underwriting
Learn more

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