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Wise (TransferWise)

Wise is a global financial technology company that provides international money transfers and multi-currency accounts. Ideal for traders who trade international markets, receive payments in multiple currencies, or need to move money between global brokerage accounts. Features borderless accounts with 50+ currencies, low-cost international wires, and real exchange rates with no hidden fees.

Reputation & Trust

280,234 reviews
10000000Users

Overview

Pricing Model
per-transaction
Founded
2011

Products & Services

Wise Personal Account

infrastructure

Multi-currency account with debit card. Send money to 140+ countries, hold 50+ currencies, get paid with local account details in 30+ countries.

Free tier available Free account, fees per transfer (typically 0.3-2%)
  • Mid-market exchange rates
  • 140+ delivery countries
  • 50+ currency balances
  • Debit card
  • Local account details in 30+ countries
  • 74% transfers in under 20 seconds
  • 24/7/365 support
Learn more

Wise Business Account

infrastructure

Business multi-currency account for international payments, payroll, and invoicing with batch payment capability.

Free tier available Free account, fees per transfer
  • Batch payments
  • Multi-currency invoicing
  • Team access
  • API integration
  • Accounting software integration
Learn more

Wise Platform (API)

b2b

API and white-label infrastructure enabling banks and businesses to offer international payments via Wise infrastructure. Used by Monzo, Bolt, GoCardless, and others.

  • REST API
  • White-label integration
  • Bank partnerships
  • Webhook notifications
Learn more

Company Information

Legal Name
Wise Payments Limited
Headquarters
London, United Kingdom
Team Size
5499
Primary Timezone
Europe/London

Founding

Founded
2011
Founder
Kristo Käärmann and Taavet Hinrikus
Background
Kristo (CEO, ex-Deloitte) and Taavet (first employee at Skype). Both Estonian expats in London.

Competitive Analysis

Proposition: Mid-market exchange rate with transparent fees; 74% of transfers arrive in under 20 seconds

Related Forum Discussions

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