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It's not hard to get patents through in a timely manner, it just takes a lot of money and patent attorneys.
I don't see how this could be patented considering Bitcoin is "prior art" but sometimes doing a few things differently enough than prior art can get you a patent
Do I detect the faint hint of sarcasm in your post?
Let's face it - if JP Morgan introduced a babysitting service, they'd probably "arb" it with a sweatshop and have them sewing buttons on shirts or out dog walking pitbulls.
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