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I have four CyberPower 1500 UPS's in my house. One for my home theater, two for my computers and one for my accessories like routers, switches, cable modems, etc etc. You should invest in a UPS.
As for Mozy, yes it is slow. Memopal is much faster, and you can tell it specifically to queue up files like mp3's last so that important documents and such get sent faster. A fast upstream will be required if you have a lot of data but really it's a set and forget type of thing, even if it takes 3-4 weeks to get your data to their server, once there, incremental updates should be near instant.
Also, speaking from experience about 15 years ago, your homeowners insurance will probably cover the replacement/repair cost to your damaged equipment.
Whenever you have power glitches or outages it will allow your PC to continue running without shutting down. So when you have your PC, Monitor, Router, Cable Modem running through the UPS, you should never be disconnected from the internet if you lose power.
One thing that you need to be sure of is the wattage of your power supply. These are rated kinda high so if you have a 450 watt power supply then these will double your up time.
Plus if you noticed under specifications of the above UPS's that all outlets are surge protected.
Wow, a subject near and dear to my heart. Let me try and give a complete answer.
First as background: I have 3 systems, 2 desktops, and a gaming level laptop. All three are configured to run all the same software. Aside from trading, I also have a home business, I run on these machines. It's a service business with 7 employees. I also am treasurer of my church which is also a fairly major undertaking. Since I use no paper, data safety is vital, as is keeping everything up and running.
As way of additional background, I do software beta testing, on security software, as well as disk imaging software. I am a moderater on a major security forrum and as time permits, test my security setup against real malware.
1. Power: I also run the zerosurge surge protectors and APC Backup-UPS RS 1500 UPS. I have one for each desktop, and the laptop on a third.
2. Security. I've long since abandoned AntiVirus and Antispyware solutions. The bog the system down, and the false positives can be as bad as malware. My Solution: First a program called Sandboxie. All my internet facing programs, namely browsers and and Outlook are run sandboxed. Sandboxie, allows me to specify what can run in the sandbox, what can access the internet, and also block off access to critical portions of the disk. This allows me the freedom to be able to open any attachments from clients, without worrying about harm to my systems. I additionally run Online Armor Firewall and HIPS(Host Intrustion Protection System). A Hips keeps programs that aren't authorized from running from doing so. Finally I run another HIPS Malware Defender as a backup. I have tested this setup, against some nasty malware, and it protects the system very well. Note I go well beyone this setup when I am playing with malware.
3. Backup. Much redundancy here. My setup is designed so I can shutdown on machine A at night and startup on machine B in the morning. This alone has saved my bacon.
a) I image the system with a program called Shadowprotect by storage craft. This allows restoring to a brand new disk if necessary. This program also has a nifty feature that allows taking Incremental images as often as every 15 minutes, and then at the end of the day making a single daily incremental. Impact on the system is zero. Thus I can recover thru out the day.
b) I use a program AJCSoftware's Active Dircsync. I use this to sync the data from one machine to another via two external drives. Keeps the data the same and also the copy on the external drives serves as backup. I do this daily.
c) I also run Outback Plus. I use this as another intra day data backup, as it can backup up specified files including Outlook even when it's open. Also it saves all the outlook settings, and could go to another machine and completely setup Outlook.
d) Finally I also run another AJCSoftware program, Active backup. What it does is with files and directories I save, if I say save a spreadsheet, or exit excel, it makes an archive of the spreadsheet. It keeps as many as I specify, so if I need, I can go back and look at earlier versions of the file. This also has save my bacon on many occasions.